Credit Help USA

Copyright Credit Help USA/Leslie Mathis©2007/2008/2009

Credit HelpUSA

SUMMARY

The Procedure

Credit Help USA is in business to provide our clients with credit consultation, education and restoration.

We will help you improve your overall credit score by legally removing the negative items that are affecting your credit.

When creditors report anything negative to your credit report, they must follow 246 laws and 45 volumes of court case decisions.  If they fail to follow just one law, and they generally do, then your account is being reported inaccurately.  The Federal Fair Credit Reporting Act states that any information that is inaccurate, erroneous, or obsolete must be deleted permanently.

Here is how we help

When you meet with us for your free consultation, we will review with you, all three of your credit reports held by the three major credit agencies:  Equifax/CSC, Experian, and TransUnion.  We then will identify all the negative items that are affecting your credit rating.

Once we identify the negative items, we will immediately go to work to eliminate or improve all of those negative items.  You will begin to see significant results in as little as 30 days.  We will continue to work your account for six months and we will guarantee our work 100%.

We also help you establish positive credit.

The bottom line is, as we improve your overall credit profile, your buying power will increase and the interest rates you pay will decrease, and in most cases, you will become debt-free.

Although this is not a guarantee, our clients average scores increase approximately 100-120 points per bureau.

Final Note...
 

With the ever increasing cost of things, middle class America is shrinking.  Those whose household incomes are between $15,000 and $50,000 are carrying the load.  Lets' look at an average family.  You have very little savings and almost no disposable income, meaning, that it takes all you make each month to make ends meet.

Cost of gas is up 33%.  Where are you going to get the extra money?  But wait, think about that shirt you buy at J.C. Penney.  It took fuel to grow and harvest the cotton it's made from.   More fuel and energy to make it, more fuel to truck it to the store, then there's the energy for the air conditioning and lights at J.C. Penney.  All of this makes the cost of the shirt rise.  This is true of all products.  Where are you going to come up with the extra money?  Credit Card companies are charging high interest, over the limit fees, late fees, etc.

Our goal is to make money.  Why can't we help you while we do that?  What if we save you money while we make money?  What if we could save our clients $200 to $300, or more, per month in interest?  That would offset the cost of doing business with us.  It would create a win-win situation.

This country is in desperate need of medical reform and insurance reform, but what about credit reform?  Fight back, legally.  Gain self esteem and peace of mind.

DISCLAIMER

Credit Help USA is not a law firm, nor any of it's employees attorneys.  We do not give legal advice.  Our expertise comes from the experience of serving over 13,000 clients and constant research as well as one of our owners' civil law enforcement experience as a deputy sheriff, deputy marshal and constable.  We view ourselves as an educator above all else.  We help you to use state and federal laws that are there to protect you.  There is nothing we do that you can't do for yourself.  As with anything, a professional painter can paint you house quicker and better or a mechanic can repair your car quicker and better.  They have the knowledge and the tools.  It's no different for us.

Credit HelpUSA©