About Us

Credit Help USA

We are an attorney-based credit repair company. Our company is
half-owned by attorneys. Our home office is in the Dallas/Ft. Worth
area. We've been in business since 2001 and have served over 13,000

clients. We are bonded, insured and licensed by the State. We are, however, not a law firm, nor are any of our employees lawyers. We do not give legal advice. We simply guide you through, utilizing our vast experience and research.

Hello,

My name is Gary and I am co-owner with Leslie Mathis of Credit Help USA. I am a retired police officer who has worked in both criminal and civil law enforcement.

A few years back, I went through the absolutely worst divorce and ruined my credit . . . .

I started looking for help and found two types of companies: Ones that lied to me about the possibilities and ones that wanted to charge me an enormous fee. I also found companies that did both. I started working on my own credit and researching everything I could find. I realized how many people needed honest help and wanted to give them real hope and positive expectations. I imagined being able to really help folks and make a reasonable profit at the same time. Thus, our company was born in 2001. Since then, we have serviced over 13,000 clients with almost no advertising. Our business mostly comes from word-of-mouth, through satisfied clients. We not only perform credit repair, but also train other companies' sales force staffs. We also have several companies as our clients and actually do credit repair for them.

We consider ourselves advocates for consumers' rights. We lobby for credit reform, repair credit, assist in re-establishing credit, provide the advice one needs through education, stop creditor harassment, negotiate interest and debts (although seldom recommended) and will soon provide a monthly newsletter about the ever- changing credit industry.

We also own our own mortgage company and can assist you there.

We all need to work together to make credit laws fair. Unfair credit laws are much, much more outrageous than even high gasoline prices!

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Most “credit repair” companies only have a one-step system that sends one round of letters to the credit bureaus. You can do this yourself at home. The problem with this method is that there is only about a 10% chance anything will be removed. Even if it was removed, when the creditor goes to bureaus, he/she finds it has been put right back on.

We have a system that goes to the root of the problem to handle it permanently. This, in our opinion, is the ONLY way to handle the problem. We have a multi-stage process in place that is tailored to your specific case. You will almost never find two credit reports alike. If this is so, how can you run a general “fix-all” system? The answer is you can’t. Each creditor responds differently to different clients, and our specialty is handling these differences.

Contact us for more information about how we can help change your financial future.

We can liberate you from bad credit!

Dear friend,

My name is Leslie, and I am the Executive Account Manager of Credit Help USA.

Do you have debts that you are having difficulty paying off? If so, there is an easier, more affordable, alternative to bankruptcy.

There are law firms and credit repair companies that will charge you hundreds or even thousands of dollars to repair your credit; however, they can't promise you the outcome of any dispute.

We help you succeed in getting your credit back on track, so that you can enjoy the benefits that good credit can give you. Are you tired of being turned down for credit? Don't you want low interest rates? The difference between good and bad credit can mean saving hundreds of dollars a month on interest rates. Are you tired of renting? With Credit Help USA, owning your own home can become a reality in the shortest amount of time possible. Credit improvement doesn't happen overnight--it can take 2-6 months for you to see positive results, but the results will come!

Negative items can be removed from your credit reports. This includes, but is not limited to, charge-offs, tax liens, foreclosures, judgements, medical bills, repos, evictions, late payments, collections, and even bankruptcy. On average, Credit Help USA can get 75 to 80% of your negativity removed--that is not to say that 100% can't be removed--it happens all the time. Through our market research, we have seen credit scores increase with the removal of just one negative item on an individual's report--but we won't be satisfied with that. Our goal is to remove all negative information and increase your positive credit, so you will see your credit scores soar!

Bad credit can prevent you from acquiring a loan, obtaining a credit card, securing a job, buying a car, purchasing a home, or just about anything else! We provide the easiest way for you to start saving hundreds of dollars by repairing your credit and raising your credit scores. We are so confident of this that we will provide you a written, money-back guarantee!

On your behalf, we will contact credit bureaus and creditors and negotiate errors and/or inquiries on your credit report. We can increase your credit score by dealing directly with credit bureaus and your creditors. We provide fast, quality service, both locally and nationwide.

We charge a one-time, flat fee. Everything that we delete from your credit reports will be permanent. Every deletion we make will result in a new credit report which will be sent directly to you from the credit bureaus (Equifax/CSC, Experian, Transunion), so you will receive the information directly from the source. The deletions will never reappear. The less negative credit you have and the more positive credit you have, the greater the increase in your credit scores. We can help you either reestablish good credit or establish good credit if the need is there.

As there are many factors involved in your credit scores, we educate you and guarantee results. We will be in contact with each other throughout the process--you will not have to go through this alone. You will receive a second chance with your credit and regain your peace of mind.

With good credit, you can look forward to lower interest rates and payments for the rest of your life. When we talk, we will review together your credit report so we may identify the items containing adverse information that is effecting your credit scores and purchasing power.

My goal is for you to enjoy financial freedom. Let us help you get started to improve and take back control of your finances today!

Please call me at 817-795-8600 or e-mail me at lesliemathis@CreditHelpUSA.org.

Become a client today and experience a better life with better credit!

Credit Help USA

We can liberate you from bad credit! Guaranteed!